Open Banking & Digital Wallets: A Match Made in the MENA Fintech Ecosystem
Digital Banking Platform For Any Financial Institutions
Get the best solution for your bank or credit union
Agile Technology to innovate like a Neobank
Our Low code solution is quick to deploy and adapts to the requirements of your growing business.
Conceptualize and execute interfaces to match the bank’s branding, set policies, and define workflows and customer segments.
We are highly flexible and can be tailored to meet the demands of your business.
Fully Managed Scalability and Security
You can easily orchestrate customer journeys across every touchpoint with the help of contemporary, microservices-based architecture.
You receive reduced overhead with our fully managed future-proof systems, that is always updated for the latest security patches
A Central Hub for Retail, Corporate and Agent Banking
Centrally customize and monitor and all products, users type and transactions.
Set granular access rights, permissions and limits.
Realtime tracking and authorisation of all customer requests
Aggregate customer data from other systems like CRM, Trade& Finance, aggregators and BI systems
PayNet Core Functionalities
User
Management
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Registration KYC
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Agent Customer/ Merchant Groups
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Roles And Permissions
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Lifecycle Management
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Document Management
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Channel Access
Integration Management
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Secure Integrations
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IP White-Listing
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Authentication Rules
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Encryption
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Oauth Tokens
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API Management
Transaction Management
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Velocity Limits
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Fees And Commissions
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Roles And Permissions
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Authentication Rules
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AML CFT Rules
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Audit Logs Rules
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Reporting
RETAIL BANKING
We are enabling the retail banking industry with the digital-first approach by providing digital banking-first solutions. Create a unique digital experience for your customer unique needs your bank
OMNI-CHANNEL EXPERIENCE
Seamless user experience across all digital channels including mobile, tablet, internet banking, wearables and conversational banking.
360 DEGREE VIEW DASHBOARD
Customers can manage all products like savings, loans, cards, payments to have a 360-degree view of their finances
REAL-TIME INSIGHTS
Leverage advanced analytics to gain valuable customer insights to build deeper relationships and deliver relevant services to consumers.
ALERTS AND NOTIFICATION
Multimedia and multilingual omnichannel notification. Personalized real-time alerts on unusual behaviour patterns.
GOALS AND BUDGETS TOOLS
Easy-to-use tools for financial insight. Review past spending based on categories and time intervals.
INTEGRATED REWARDS
Create custom rules to award loyalty points or cashback on events, usage or frequency of transactions, partial or full redemptions
CORPORATE BANKING
Enables banks to manage and optimize their corporate client engagement across any device and channel. Get access to a comprehensive dashboard detailing your liquidity position across accounts, upcoming payments, and receipts to make better-informed cash management decisions
BULK UPLOADS AND PAYROLLS
Supports single payment file holding multiple instructions, of different payment types
OMNICHANNEL
ONBOARDING
We enable organisations to accelerate the Omni Channel customer onboarding journey by automating and optimising the process by using an automated process
WORKFLOW MANAGEMENT
STP and Maker Checker process to go digital with an all-digital process that can be executed without paper and human involvement.
AGENT BANKING
Extending your services in the remotest areas of the country with no access to branches through agent deployments triggers Financial Inclusion. The solution offers the flexibility and agility necessary for servicing remotely working customers by enabling last-mile connectivity.
Mobile POS Integration
Integrations to POS devices for biometric authentication, Bluetooth printing and Voice Notification for door-step delivery.
Loan Origination Collection and Distribution
Easily capture loan applications in the field enables easier repayment at trusted agents.
Offline Transactions
Authentication, Onboarding and Payments are processed offline and reconciled automatically once merchants reconnect to the internet.
Card-less Withdrawals
An innovative feature that enables ATM transactions without using cards.
What Our Clients Are Saying
VINCENT LI
Managing Director
United Points
Singapore
Paynet's unparalleled payment expertise created a high-quality use case for today's financial needs. Partnering with them boosted our understanding and opened major opportunities across ASEAN.
SAURAV SHRESTHA
Head Digital Banking
KSB Bank Ltd
Nepal
Paynet's social banking module revolutionized customer interactions with swift services via Facebook Messenger and Viber, raising service standards in digital social banking.
ARCHIL BAKURADZE
Chairman
Georgia MFI Association
Georgia
Paynet's wallet solution excels with rich features, seamless transactions, reliable performance, and exceptional support, crucial for our operations.
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What is a Loan Management System?A loan management system is a software solution that enables you to easily manage your whole loan cycle. You can orchestrate a faster market launch, build consumer-friendly lending products, and remain fully compliant with local and international regulations by leveraging the Paynet LMS.
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What are the benefits of having a loan management system?The benefits of a loan management system are numerous, ranging from making your lending process easier through automatic credit checks, accurate customer evaluations, and a completely online and paperless approach to assisting you in precisely visualizing your ROI by streamlining your entire lending process.
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What are the challenges of implementing a loan management system?The challenges that arise in using a debt management system are minimal. While you can start experiencing the various advantages of one in no time. Also, because most architectures are entirely cloud-based with real-time support, you can save time during deployment as whatever problems happen can be modified immediately.
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What is the approximate cost to implement a loan management system?As all of our offerings have been developed to scratch with each lending organization, our prices vary. Please reach out to our company's executive right now to get the most up-to-date price.