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White Label Digital
Banking Platform

Enabling the banking industry with the digital-first approach by providing solutions to Onboard, Service, Engage, and Support their customers. 

☑️ Fully Customizable Software
☑️ Compliant with Data Security
☑️ Saas-Based Pricing  

digital banking platform

Digital Banking Platform For Any Financial Institutions
Get the best solution for your bank or credit union

agile technology to innovate like a neobank

Agile Technology to innovate like a Neobank

Our Low code solution is quick to deploy and adapts to the requirements of your growing business.

Conceptualize and execute interfaces to match the bank’s branding, set policies, and define workflows and customer segments.

We are highly flexible and can be tailored to meet the demands of your business.

Fully Managed Scalability and Security 

You can easily orchestrate customer journeys across every touchpoint with the help of contemporary, microservices-based architecture.

You receive reduced overhead with our fully managed future-proof systems, that is always updated for the latest security patches

fully managed scalability and security

A Central Hub for Retail, Corporate and Agent Banking

decentralized
access-denied
eye-tracking
database

Centrally customize and monitor and all products, users type and transactions.

Set granular access rights, permissions and limits.

Realtime tracking and authorisation of all customer requests

Aggregate customer data from other systems like CRM, Trade& Finance, aggregators and BI systems

PayNet Core Functionalities

User
Management

  • Registration KYC

  • Agent Customer/ Merchant Groups

  • Roles And Permissions

  • Lifecycle Management

  • Document Management 

  • Channel Access

Integration Management

  • Secure Integrations

  • IP White-Listing

  • Authentication Rules

  • Encryption

  • Oauth Tokens

  • API Management

Transaction Management

  • Velocity Limits

  • Fees And Commissions

  • Roles And Permissions

  • Authentication Rules

  • AML CFT Rules 

  • Audit Logs Rules

  • Reporting

RETAIL BANKING

We are enabling the retail banking industry with the digital-first approach by providing digital banking-first solutions. Create a unique digital experience for your customer unique needs  your bank

omnichannel

OMNI-CHANNEL EXPERIENCE

Seamless user experience across all digital channels including mobile, tablet, internet banking, wearables and conversational banking.

360 degree view

360 DEGREE VIEW DASHBOARD

Customers can manage all products like savings, loans, cards, payments to have a 360-degree view of their finances

real-time

REAL-TIME INSIGHTS

Leverage advanced analytics to gain valuable customer insights to build deeper relationships and deliver relevant services to consumers.

alert

ALERTS AND NOTIFICATION

Multimedia and multilingual omnichannel notification. Personalized real-time alerts on unusual behaviour patterns.

goal and budgets

GOALS AND BUDGETS TOOLS

Easy-to-use tools for financial insight. Review past spending based on categories and time intervals.

integrated

INTEGRATED REWARDS

Create custom rules to award loyalty points or cashback on events, usage or frequency of transactions, partial or full redemptions

CORPORATE BANKING

Enables banks to manage and optimize their corporate client engagement across any device and channel. Get access to a comprehensive dashboard detailing your liquidity position across accounts, upcoming payments, and receipts to make better-informed cash management decisions

bulk uploads and payrolls

BULK UPLOADS AND PAYROLLS

Supports single payment file holding multiple instructions, of different payment types

trade finance

OMNICHANNEL
ONBOARDING

We enable organisations to accelerate the Omni Channel customer onboarding journey by automating and optimising the process by using an automated process

workflow management

WORKFLOW MANAGEMENT

STP and Maker Checker process to go digital with an all-digital process that can be executed without paper and human involvement.

AGENT BANKING

Extending your services in the remotest areas of the country with no access to branches through agent deployments triggers Financial Inclusion. The solution offers the flexibility and agility necessary for servicing remotely working customers by enabling last-mile connectivity.

mobile-pos

Mobile POS Integration

Integrations to POS devices for biometric authentication, Bluetooth printing and Voice Notification for door-step delivery.

loan origination

Loan Origination Collection and Distribution

Easily capture loan applications in the field enables easier repayment at trusted agents.

offline transactions

Offline Transactions

Authentication, Onboarding and Payments are processed offline and reconciled automatically once merchants reconnect to the internet.

card-less atm

Card-less Withdrawals

An innovative feature that enables ATM transactions without using cards.

Our Review Are Public & Are Verified By

Gartner 

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What Our Clients Are Saying

vincent.jpeg

VINCENT LI

Managing Director

United Points

Singapore

Paynet's unparalleled payment expertise created a high-quality use case for today's financial needs. Partnering with them boosted our understanding and opened major opportunities across ASEAN.

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SAURAV SHRESTHA

Head Digital Banking

KSB Bank Ltd

Nepal

Paynet's social banking module revolutionized customer interactions with swift services via Facebook Messenger and Viber, raising service standards in digital social banking.

archil.jpeg

ARCHIL BAKURADZE

Chairman

Georgia MFI Association

Georgia

Paynet's wallet solution excels with rich features, seamless transactions, reliable performance, and exceptional support, crucial for our operations.

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Let's Talk  About How We Can Support

You To Launch Digital Banking Services

  • What is a Loan Management System?
    A loan management system is a software solution that enables you to easily manage your whole loan cycle. You can orchestrate a faster market launch, build consumer-friendly lending products, and remain fully compliant with local and international regulations by leveraging the Paynet LMS.
  • What are the benefits of having a loan management system?
    The benefits of a loan management system are numerous, ranging from making your lending process easier through automatic credit checks, accurate customer evaluations, and a completely online and paperless approach to assisting you in precisely visualizing your ROI by streamlining your entire lending process.
  • What are the challenges of implementing a loan management system?
    The challenges that arise in using a debt management system are minimal. While you can start experiencing the various advantages of one in no time. Also, because most architectures are entirely cloud-based with real-time support, you can save time during deployment as whatever problems happen can be modified immediately.
  • What is the approximate cost to implement a loan management system?
    As all of our offerings have been developed to scratch with each lending organization, our prices vary. Please reach out to our company's executive right now to get the most up-to-date price.

FAQs

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