What is the meaning of digital banking platform?

A digital banking platform is an online system by a bank, allowing remote banking activities via websites or mobile apps, including account management, fund transfers, bill payments, and accessing financial tools, available anywhere on the internet.

what are the benefits of digital banking platform

Digital banking platforms offer 24/7 convenience, faster transactions, lower fees, enhanced security, access to diverse services, and the flexibility to manage finances from anywhere with internet access, improving the overall banking experience.

What is the difference between digital banking and online banking

Digital banking utilizes electronic channels like websites, mobile apps, and chatbots for accessing accounts and conducting transactions. Internet banking services like checking balances, transferring funds, paying bills, and viewing transactions.

Why digital banking is the future?

Digital banking offers ease, accessibility, cost-effectiveness, and innovation, catering to evolving customer needs. It facilitates faster transactions, enhances security, shaping the future of banking amidst evolving technology.

White Label Digital
Banking Platform

Enabling the banking industry with the digital-first approach by providing solutions to Onboard, Service, Engage, and Support their customers.

☑️ Fully Customizable Software
☑️ Compliant with Data Security
☑️ Saas-Based Pricing

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Digital Banking Platform For Any Financial Institutions
Get the best solution for your bank or credit union

Agile Technology to innovate like a Neobank

Our Low code solution is quick to deploy and adapts to the requirements of your growing business.

Conceptualize and execute interfaces to match the bank’s branding, set policies, and define workflows and customer segments.

We are highly flexible and can be tailored to meet the demands of your business.

Fully Managed Scalability and Security

You can easily orchestrate customer journeys across every touchpoint with the help of contemporary, microservices-based architecture.

You receive reduced overhead with our fully managed future-proof systems, that is always updated for the latest security patches

A Central Hub for Retail, Corporate and Agent Banking

Centrally customize and monitor and all products, users type and transactions.

Set granular access rights, permissions and limits.

Realtime tracking and authorisation of all customer requests

Aggregate customer data from other systems like CRM, Trade& Finance, aggregators and BI systems

PayNet Core Functionalities

User
Management

Registration KYC
Agent Customer/ Merchant Groups
Roles And Permissions
Lifecycle Management
Document Management
Channel Access

Integration Management

Secure Integrations
IP White-Listing
Authentication Rules
Encryption
Oauth Tokens
API Management

Transaction Management

Velocity Limits
Fees And Commissions
Roles And Permissions
Authentication Rules
AML CFT Rules
Audit Logs Rules
Reporting

RETAIL BANKING

We are enabling the retail banking industry with the digital-first approach by providing digital banking-first solutions. Create a unique digital experience for your customer unique needs your bank

OMNI-CHANNEL EXPERIENCE

Seamless user experience across all digital channels including mobile, tablet, internet banking, wearables and conversational banking.

360 DEGREE VIEW DASHBOARD

Customers can manage all products like savings, loans, cards, payments to have a 360-degree view of their finances

REAL-TIME INSIGHTS

Leverage advanced analytics to gain valuable customer insights to build deeper relationships and deliver relevant services to consumers.

ALERTS AND NOTIFICATION

Multimedia and multilingual omnichannel notification. Personalized real-time alerts on unusual behaviour patterns.

GOALS AND BUDGETS TOOLS

Easy-to-use tools for financial insight. Review past spending based on categories and time intervals.

INTEGRATED REWARDS

Create custom rules to award loyalty points or cashback on events, usage or frequency of transactions, partial or full redemptions

CORPORATE BANKING

Enables banks to manage and optimize their corporate client engagement across any device and channel. Get access to a comprehensive dashboard detailing your liquidity position across accounts, upcoming payments, and receipts to make better-informed cash management decisions

BULK UPLOADS AND PAYROLLS

Supports single payment file holding multiple instructions, of different payment types

OMNICHANNEL
ONBOARDING

We enable organisations to accelerate the Omni Channel customer onboarding journey by automating and optimising the process by using an automated process

WORKFLOW MANAGEMENT

STP and Maker Checker process to go digital with an all-digital process that can be executed without paper and human involvement.

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AGENT BANKING

Extending your services in the remotest areas of the country with no access to branches through agent deployments triggers Financial Inclusion. The solution offers the ﬂexibility and agility necessary for servicing remotely working customers by enabling last-mile connectivity.

Mobile POS Integration

Integrations to POS devices for biometric authentication, Bluetooth printing and Voice Notification for door-step delivery.

Loan Origination Collection and Distribution

Easily capture loan applications in the field enables easier repayment at trusted agents.

Offline Transactions

Authentication, Onboarding and Payments are processed offline and reconciled automatically once merchants reconnect to the internet.

Card-less Withdrawals

An innovative feature that enables ATM transactions without using cards.

Our Review Are Public & Are Verified By

Gartner

What Our Clients Are Saying

VINCENT LI

Managing Director

United Points

Singapore

Paynet's unparalleled payment expertise created a high-quality use case for today's financial needs. Partnering with them boosted our understanding and opened major opportunities across ASEAN.

SAURAV SHRESTHA

Head Digital Banking

KSB Bank Ltd

Nepal

Paynet's social banking module revolutionized customer interactions with swift services via Facebook Messenger and Viber, raising service standards in digital social banking.